"We, our, and us", when used in
this notice, mean Pacesetter Bank. This is our privacy notice for our
customers. When we use the words "you" and "your" we mean the
following types of customers
All of our consumer customers who have a continuing
relationship with us, such as:
Deposit account
Loan account
Credit card.
Safe deposit box
Retail installment contract we hold and service
Self-directed Individual Retirement Account where we act as
custodian or trustee
We will tell you the sources for nonpublic personal information we
collect on our customers. We will tell you what measures we take to
secure that information.
We first define some terms: Nonpublic personal information means information about
you that we collect by providing a financial product or service to
you. Nonpublic personal information does not include information that
is available from public sources, such as government records and
telephone directories.
An affiliate is a company we own or control, a
company that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us. Ownership
does not mean complete ownership, but means owning enough to have
control.
A nonaffiliated third party is a company that is not
an affiliate of ours.
THE INFORMATION THAT WE COLLECT:We collect nonpublic personal information about you from the
following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with nonaffiliated third
parties
Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
NONPUBLIC PERSONAL INFORMATION:
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED
THIRD PARTIES AND FORMER CUSTOMERS:
We will not disclose nonpublic personal information about you to
anyone except as disclosed in this notice or as permitted by law. We
do not disclose nonpublic personal information about former customers,
except as permitted by law.
AUTHORIZED SHARING
-
JOINT MARKETING: We may disclose information to other financial institutions or
companies that perform marketing services on our behalf with whom we
have joint marketing agreements, such as:
Nonpublic personal information we receive from you on an
application or other forms, such as: name, address, Social
Security number; and birth date
Nonpublic personal information about your transactions with
us, such as: types of accounts and parties to the transaction
Nonpublic personal information about your transactions with
our affiliates, such as: types of accounts and parties to the
transaction
Federal law allows us to disclose the information listed above with
other financial institutions with whom we have joint marketing
agreements. You do not have a right to opt out of the disclosure of
this information. We may also disclose nonpublic personal information
about you to nonaffiliated third parties as permitted by law.
Types of Businesses:
Here are the types of businesses with whom we may disclose
nonpublic information:
Financial service providers, such as insurance agents or
investment advisors
Others, such as club benefit providers
PACESETTER BANK, 1515 N. Walnut St., P.O. Box 659,
Hartford City, IN 47348 - PHONE: 1-800-878-3602
